:root{
  --navy:#102a43;
  --teal:#167d8d;
  --gold:#d9a441;
  --cream:#f7f5ef;
  --ink:#243b53;
  --muted:#627d98;
  --white:#ffffff;
  --line:#d9e2ec;
  --shadow:0 16px 36px rgba(16,42,67,.10);
  --radius:18px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.65}
img{max-width:100%;height:auto}
a{color:var(--teal)}
.container{width:min(1160px,92%);margin:auto}
.skip-link{position:absolute;left:-9999px}
.skip-link:focus{left:16px;top:16px;background:white;padding:10px;z-index:999}
.site-header{background:var(--navy);color:white;position:sticky;top:0;z-index:50;box-shadow:0 4px 18px rgba(0,0,0,.12)}
.nav-wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:12px 0}
.logo{display:flex;align-items:center;text-decoration:none}
.logo img{width:310px;max-height:70px;background:white;border-radius:10px}
.site-nav{display:flex;gap:18px;align-items:center}
.site-nav a{color:white;text-decoration:none;font-size:.94rem;font-weight:700}
.site-nav a:hover,.site-nav a[aria-current="page"]{color:#f5d88d}
.menu-button{display:none;border:1px solid rgba(255,255,255,.5);background:transparent;color:white;padding:9px 12px;border-radius:8px}
.hero{background:linear-gradient(135deg,var(--navy),#164e63 62%,var(--teal));color:white;padding:84px 0}
.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:46px;align-items:center}
.hero h1{font-size:clamp(2.4rem,5vw,4.6rem);line-height:1.04;margin:.25rem 0 1rem}
.hero p{font-size:1.15rem;max-width:760px;color:#e6f1f4}
.eyebrow{text-transform:uppercase;letter-spacing:.13em;font-weight:800;color:#f2cc75;font-size:.82rem}
.hero-card{background:rgba(255,255,255,.11);border:1px solid rgba(255,255,255,.24);padding:28px;border-radius:var(--radius);backdrop-filter:blur(8px)}
.hero-card strong{font-size:2rem;display:block;color:white}
.button{display:inline-block;background:var(--gold);color:var(--navy);font-weight:800;text-decoration:none;padding:13px 20px;border-radius:10px;border:0;cursor:pointer}
.button.secondary{background:var(--teal);color:white}
.button.outline{background:transparent;border:2px solid currentColor;color:white}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.section{padding:68px 0}
.section.alt{background:var(--cream)}
.section-header{max-width:780px;margin-bottom:32px}
.section-header h2{font-size:clamp(1.8rem,3vw,2.7rem);color:var(--navy);margin:.2rem 0}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.grid.two{grid-template-columns:repeat(2,1fr)}
.card{background:white;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}
.card h3{color:var(--navy);margin-top:0}
.icon{font-size:2rem}
.stat{font-size:2.2rem;font-weight:800;color:var(--teal);display:block}
.notice{background:#fff7df;border-left:6px solid var(--gold);padding:18px 20px;border-radius:10px}
.success{background:#e8f5f2;border-left-color:var(--teal)}
.table-wrap{overflow-x:auto;border-radius:14px;border:1px solid var(--line)}
table{width:100%;border-collapse:collapse;background:white}
th,td{padding:14px 16px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
th{background:var(--navy);color:white}
tr:last-child td{border-bottom:0}
.timeline{display:grid;gap:24px}
.term{background:white;border:1px solid var(--line);border-left:8px solid var(--teal);border-radius:12px;padding:24px}
.term h3{margin-top:0;color:var(--navy)}
.profile{display:grid;grid-template-columns:minmax(280px,360px) 1fr;gap:42px;align-items:start}
.profile img{border-radius:20px;border:1px solid var(--line);box-shadow:var(--shadow)}
.check-list{list-style:none;padding:0}
.check-list li{padding:.35rem 0 .35rem 1.8rem;position:relative}
.check-list li:before{content:"✓";position:absolute;left:0;color:var(--teal);font-weight:900}
form{display:grid;grid-template-columns:1fr 1fr;gap:18px}
label{font-weight:700;display:block}
input,select,textarea{width:100%;padding:12px 13px;border:1px solid #bcccdc;border-radius:9px;font:inherit;margin-top:7px;background:white}
.full{grid-column:1/-1}
.checkbox{display:flex;gap:10px;align-items:flex-start;font-weight:400}
.checkbox input{width:auto;margin-top:5px}
.footer{background:var(--navy);color:white;padding:46px 0 28px}
.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:36px}
.footer a{color:#d9f0f2}
.footer-bottom{border-top:1px solid rgba(255,255,255,.2);margin-top:30px;padding-top:20px;color:#bcccdc}
.badge{display:inline-block;padding:6px 10px;border-radius:99px;background:#e8f5f2;color:#11606c;font-weight:800;font-size:.82rem}
.fine-print{font-size:.9rem;color:var(--muted)}
.print-only{display:none}
@media(max-width:900px){
  .hero-grid,.profile,.footer-grid{grid-template-columns:1fr}
  .grid{grid-template-columns:1fr 1fr}
  .menu-button{display:block}
  .site-nav{display:none;position:absolute;left:0;right:0;top:84px;background:var(--navy);padding:20px;flex-direction:column;align-items:flex-start}
  .site-nav.open{display:flex}
  .logo img{width:250px}
}
@media(max-width:620px){
  .grid,.grid.two,form{grid-template-columns:1fr}
  .full{grid-column:auto}
  .hero{padding:62px 0}
  .logo img{width:210px}
}
@media print{
  .site-header,.footer,.no-print,.button{display:none!important}
  .print-only{display:block}
  body{font-size:11pt}
  .hero{background:white!important;color:var(--navy)!important;padding:20px 0}
  .hero p{color:var(--ink)}
  .section{padding:18px 0}
  .card,.term{box-shadow:none;break-inside:avoid}
}

.main-site-link{display:inline-flex;align-items:center;gap:.4rem;font-weight:800;text-decoration:none}.main-site-link:hover{text-decoration:underline}.subdomain-note{font-size:.86rem;color:#bcccdc;margin-top:.45rem}